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Life Insurance

A life insurance policy provides financial support to the nominees of the insured at the time of occurrence of an unexpected event in his life. Almost all super funds in Australia provide for a minimum basic insurance cover for their members, wherein one may not be required to undergo a medical test. However, they often fall short to provide optimum financial protection to the mentioned nominees in the event of the death of the insured. But this basic cover may not be available to you if you join a fund as an individual, except in circumstances where you opt to go for a medical assessment.

Defining beneficiary under a life insurance policy is very important, as without it, it may be difficult to make out the person who will be given the insured sum.

All the large super funds that are provided by employers to their employees are backed by a life insurance policy, wherein the employees are covered under a group. These policies demand lower premiums as the risk gets evenly spread across a large number of people.

Life insurance policies provide peace of mind and an assurance to the insured that his nominees would not suffer any financial hardship on the account of his death. Hence, you should consider them actively when you go for the investment of your super funds.

What is Superannuation

The team at Find Super is dedicated to assisting you with locating and/or consolidating your lost and forgotten superannuation funds. We will only pass your personal information onto organisations we believe are necessary for the consolidation of your funds - Please take a look at our privacy policy for further information.

Making decisions about your Super isn’t always easy. if you’ve been working for a few years, the chances are you probably have multiple lost and forgotten funds.

At Find Super we can help you:

  • Find any lost or forgotten funds.
  • Consolidate your Super funds, so you can stop paying multiple sets of fees
  • Advise you on the most suitable strategy for your portfolio
  • Review your insurance options within superannuation.
  • Maximise your super benefits for retirement
  • Determine if a self-managed super fund is appropriate for your circumstances.

Mortgage

Today very few people have the financial stability to purchase a property without taking a loan. Almost all of us require borrowing a loan to fund our property purchase. But obtaining a loan or going for a mortgage is not as easy as it seems, more so when all the lenders and mortgage brokers sound almost the same. It further becomes difficult for a common man to decipher the true meaning of their complex policies.

How long has it been since you reviewed your mortgage? Have you wondered whether you could be getting a better deal? Or perhaps you're looking to buy property and need some help finding the best home loan?

Now finding loans to fund property purchases or refinancing is made easier with the team at DNS Wealth Group. We have been providing professional financial planning and mortgage broking advice to individuals, families and businesses all over the country.

At DNS Wealth Group we take the time to get to know you, understand your goals and assist you throughout the application process to find the most appropriate loan to suit your needs.

 

Our advisers, with their sound, industry-exposed experience, can guide you a lot in this regard. We let you make better financial decisions.

 

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